Your California mortgage refinance experts

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Welcome to Prospect Financial Group, Inc.

At Prospect Financial Group, Inc., we are so confident in the service we provide and the deals we offer, we welcome you to shop around. We have specifically structured our business model with you in mind. Prospect Financial has taken all of the steps necessary in order to provide the most competitive interest rates coupled with the lowest closing costs. By doing so, we have created the type of mortgage company that we would search for as a customer.

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Client Testimonials

This is my first time refinancing and I found Prospect Financial through Lending Tree. I worked with Coby Camerer and he was great. He responded promptly and answered my questions well. Overall, the refinance process took a bit longer than I would have expected. I think my situation with owning…Read More


"Working with Matt Chapell was fantastic. He was responsive, knowledgeable and patient. He was willing to work with me through a completely unfamiliar process and able to provide me with answers I was able to understand. His rates were competitive and even though I didn't go through my refi (with…Read More


"I would highly recommend Prospect Financial because they were extremely easy to work with and had the best rates. I started the refinance when I was 9 months pregnant and was able to finish shortly after the baby was born. PF staff were honest, straightforward and helped to keep things…Read More


"Prospect Financial Group has been great. Always available when a question came up, even on a Saturday. And we closed very fast and with no problems. Early on in the process, they also kept an eye on rates and always kept me informed, even as rates were rapidly changing, and…Read More


"I was dubious of getting a loan on the internet but thought I would see what a refi payment would be, and after some trepidation I decided to give it a try. It was just like the commercial, easy and all done from the comfort of my home. Prospect was…Read More


Recent Blog Posts

The time to refinance is now

Is there ever a perfect time to refinance your mortgage? Mortgage rates are constantly shifting, and the market often shows uncertainty. Going off of that, it's difficult to truly determine when…

Mortgage rate shopping

Buying a home is definitely not a spur of the moment type of purchase. The process is time consuming and a big financial decision. Finding the perfect home to suit all…

What’s affecting mortgage rates this year?

Predictions regarding mortgage rates this year are proving to be difficult to follow. Depending on which blog you read or which economist you listen to, rates could either continue to drop…

Mistakes that make flipping a house a flop

When thinking about making a big investment, house flipping could seem like a great way to bring some extra funds into your bank account. After all, what could be easier…