Welcome to Prospect Financial Group, Inc. 

Our California mortgage office is located in San Diego and we are licensed throughout the entire state of California. Since 2006, we have been helping Californians get into a stronger financial position by refinancing their existing home loans to lower their monthly mortgage payment, shorten their loan term or take cash out from their home. With today’s low rates, now is a better time than ever to refinance your current mortgage and lock in a lower rate.

At Prospect Financial, we realize that you have many options when dealing with the financing of your home. We have built a solid reputation with past clients by delivering the best customer service in the industry along with the most competitive wholesale rate and fee structures. As a proud member of the BBB with an A+ rating, we will always put our integrity first.


Your California Refinance and Home Purchase Loan Experts

We are experienced with every stage of the mortgage lending process and offer a wide range of mortgage products. Our San Diego-based office continues to evolve as a growing mortgage company offering many new and exciting loan products for both home refinances and home purchases, including:


Superior Customer Service

If you are a first time home buyer looking for a home purchase loan or if you are refinancing an existing loan, you need a lender that you can count on. We can ensure a smooth and efficient purchase or refinance transaction every time. It is not our wish to earn your business for one transaction, but rather for many more in the years to come.


Timing is Everything

In today’s market, interest rates can quickly change, and if you are planning to purchase or refinance a property, contacting us as soon as possible could save you thousands of dollars in interest on your home loan. Our mortgage experts can help you determine what loan amount you are qualified for and how much you can save by refinancing. Get a free, no obligation quote for your next home finance transaction. Find out more about Prospect Financial Group, Inc. and how we can put you in a stronger financial position by calling us today at (858) 605-0952, emailing us or request a quote online.


We Want to Earn Your Business!


Get a Quote Today!


San Diego refinance experts