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Welcome to Prospect Financial Group, Inc.

At Prospect Financial Group, Inc., we are so confident in the service we provide and the deals we offer, we welcome you to shop around. We have specifically structured our business model with you in mind. Prospect Financial has taken all of the steps necessary in order to provide the most competitive interest rates coupled with the lowest closing costs. By doing so, we have created the type of mortgage company that we would search for as a customer.

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Client Testimonials

This is my first time refinancing and I found Prospect Financial through Lending Tree. I worked with Coby Camerer and he was great. He responded promptly and answered my questions well. Overall, the refinance process took a bit longer than I would have expected. I think my situation with owning…Read More


"Working with Matt Chapell was fantastic. He was responsive, knowledgeable and patient. He was willing to work with me through a completely unfamiliar process and able to provide me with answers I was able to understand. His rates were competitive and even though I didn't go through my refi (with…Read More


"I would highly recommend Prospect Financial because they were extremely easy to work with and had the best rates. I started the refinance when I was 9 months pregnant and was able to finish shortly after the baby was born. PF staff were honest, straightforward and helped to keep things…Read More


"Prospect Financial Group has been great. Always available when a question came up, even on a Saturday. And we closed very fast and with no problems. Early on in the process, they also kept an eye on rates and always kept me informed, even as rates were rapidly changing, and…Read More


"I was dubious of getting a loan on the internet but thought I would see what a refi payment would be, and after some trepidation I decided to give it a try. It was just like the commercial, easy and all done from the comfort of my home. Prospect was…Read More


Recent Blog Posts

2016 housing market influences 2017

It’s an exciting time for the United States housing market. After recovering from the housing crisis, economists are now constantly raving about just how well the market has been doing…

Defining an LTV (Loan-to-value ratio)

When in the market to refinance, the more financial definitions you know and understand, the better off you will be throughout your mortgage process. Expand your knowledge regarding the mortgage industry…

Low-cost and no-cost ways to winterize your home

As the cold wind starts to pick up, a common first reaction is to run straight to your thermostat to quickly warm your home. As cozy as this sounds, your…

End of the year proves to be major for mortgage industry

The mortgage industry has not been able to take a breath these passed two months. With the November jobs report being released and loan limits being raised, it's no surprise the…