Your California mortgage refinance experts

Need A Quick Quote?

Welcome to Prospect Financial Group, Inc.

At Prospect Financial Group, Inc., we are so confident in the service we provide and the deals we offer, we welcome you to shop around. We have specifically structured our business model with you in mind. Prospect Financial has taken all of the steps necessary in order to provide the most competitive interest rates coupled with the lowest closing costs. By doing so, we have created the type of mortgage company that we would search for as a customer.

Connect With Us

Client Testimonials

I have been looking for a Financial Mortgage Company  for several years to refinance my home.  FOLAMI FITZGERALD contacted me and from the beginning our relationship was awesome.  Her professionalism and  the process of working with me in gathering paperwork that was needed to complete my application was unbelievable, more than…Read More


Dustin was more than willing to "go a second round" with us when we did not qualify for the first loan. I really appreciated his fast response to any questions we had, even on the weekends. Thanks, Dustin!  


This is my first time refinancing and I found Prospect Financial through Lending Tree. I worked with Coby Camerer and he was great. He responded promptly and answered my questions well. Overall, the refinance process took a bit longer than I would have expected. I think my situation with owning…Read More


"Working with Matt Chapell was fantastic. He was responsive, knowledgeable and patient. He was willing to work with me through a completely unfamiliar process and able to provide me with answers I was able to understand. His rates were competitive and even though I didn't go through my refi (with…Read More


"I would highly recommend Prospect Financial because they were extremely easy to work with and had the best rates. I started the refinance when I was 9 months pregnant and was able to finish shortly after the baby was born. PF staff were honest, straightforward and helped to keep things…Read More


"Prospect Financial Group has been great. Always available when a question came up, even on a Saturday. And we closed very fast and with no problems. Early on in the process, they also kept an eye on rates and always kept me informed, even as rates were rapidly changing, and…Read More


Recent Blog Posts

Outdoor activities to try this summer

As the temperature rises, take advantage of the warmer weather by trying some outdoor activities this season. Summer is a great time to get to know where you live and…

The first days in your new home

Home-ownership is a great responsibility and an overall exciting commitment. Once you have found and purchased your dream home, and after speaking with friends and family for advice, make sure…

Annual homeowner’s checklist

Owning a home has many great payoffs, but heavy expenses can come with it. Leaky roofs, damaged hardwood floors, and cracks in foundation can be common problems. While these complications…

Spice up your kitchen on a budget

Kitchen remodels can cost upwards of $50,000 and take months to complete. Before jumping into that headache, try these small updates that can have a big impact without getting your…