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Welcome to Prospect Financial Group, Inc.

At Prospect Financial Group, Inc., we are so confident in the service we provide and the deals we offer, we welcome you to shop around. We have specifically structured our business model with you in mind. Prospect Financial has taken all of the steps necessary in order to provide the most competitive interest rates coupled with the lowest closing costs. By doing so, we have created the type of mortgage company that we would search for as a customer.

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Client Testimonials

This is my first time refinancing and I found Prospect Financial through Lending Tree. I worked with Coby Camerer and he was great. He responded promptly and answered my questions well. Overall, the refinance process took a bit longer than I would have expected. I think my situation with owning…Read More


"Working with Matt Chapell was fantastic. He was responsive, knowledgeable and patient. He was willing to work with me through a completely unfamiliar process and able to provide me with answers I was able to understand. His rates were competitive and even though I didn't go through my refi (with…Read More


"I would highly recommend Prospect Financial because they were extremely easy to work with and had the best rates. I started the refinance when I was 9 months pregnant and was able to finish shortly after the baby was born. PF staff were honest, straightforward and helped to keep things…Read More


"Prospect Financial Group has been great. Always available when a question came up, even on a Saturday. And we closed very fast and with no problems. Early on in the process, they also kept an eye on rates and always kept me informed, even as rates were rapidly changing, and…Read More


"I was dubious of getting a loan on the internet but thought I would see what a refi payment would be, and after some trepidation I decided to give it a try. It was just like the commercial, easy and all done from the comfort of my home. Prospect was…Read More


Recent Blog Posts

Rate lock 101: The basics

When you’re in the market to refinance, you will be surprised to find that the terms “interest rate” and “rate lock” have found their way into your everyday vocabulary. What…

Save big during the holidays

As the holidays are fast approaching, we can all agree that it’s best to save rather than spend. After all, the price of gifts and a plane ticket home can burn…

How to make your loan process a breeze

With the November jobs report showing a strong growth in the U.S. economy, rates are likely to rise after the December Fed meeting. Often times, funding a home loan is…

Rate hike in December?

The much anticipated November jobs report will be released tomorrow at 8:30 a.m. This will be the final report before the December 13 - 14 Federal Open Market Committee meeting. As always, the…