Your California mortgage refinance experts

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Welcome to Prospect Financial Group, Inc.

At Prospect Financial Group, Inc., we are so confident in the service we provide and the deals we offer, we welcome you to shop around. We have specifically structured our business model with you in mind. Prospect Financial has taken all of the steps necessary in order to provide the most competitive interest rates coupled with the lowest closing costs. By doing so, we have created the type of mortgage company that we would search for as a customer.

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Client Testimonials

This is my first time refinancing and I found Prospect Financial through Lending Tree. I worked with Coby Camerer and he was great. He responded promptly and answered my questions well. Overall, the refinance process took a bit longer than I would have expected. I think my situation with owning…Read More

Andy

"Working with Matt Chapell was fantastic. He was responsive, knowledgeable and patient. He was willing to work with me through a completely unfamiliar process and able to provide me with answers I was able to understand. His rates were competitive and even though I didn't go through my refi (with…Read More

Nicholas

"I would highly recommend Prospect Financial because they were extremely easy to work with and had the best rates. I started the refinance when I was 9 months pregnant and was able to finish shortly after the baby was born. PF staff were honest, straightforward and helped to keep things…Read More

Shari

"Prospect Financial Group has been great. Always available when a question came up, even on a Saturday. And we closed very fast and with no problems. Early on in the process, they also kept an eye on rates and always kept me informed, even as rates were rapidly changing, and…Read More

Jan

"I was dubious of getting a loan on the internet but thought I would see what a refi payment would be, and after some trepidation I decided to give it a try. It was just like the commercial, easy and all done from the comfort of my home. Prospect was…Read More

Pete
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Recent Blog Posts

5 reasons to consider a mortgage refinance

There are many reasons why a homeowner might consider a mortgage refinance. When rates are low, like they are now, the refinance market typically surges. But there are a lot of other ways refinances…

Help! What is escrow?

The average buyer may not know the exact definition of escrow. According to SF Gate’s Home Guide, the basic definition is to place money or legal documents in control of…

8.7 million households are currently eligible to refinance

What is refinancing? Refinancing gives homeowners access to a new mortgage loan. Refinancing your mortgage at a lower rate could reduce your monthly mortgage payment or allow you to pay…

Consider This: Adjustable-Rate Mortgage

If you’re looking into refinancing into the lowest rate possible, you might take a look into an adjustable-rate mortgage (ARM). These types of loans almost always carry a lower interest…