Home Refinance & Purchase Experts

We know that you have many options when it comes to the financing of your home. From a small, locally-owned company to a large, nationwide lender, we recommend you explore all of your options to find both the loan and the lender that’s right for you.

At Prospect Financial Group, Inc., we are so confident in the service we provide and the deals we offer, we welcome you to shop around. We have specifically structured our business model with you in mind. Prospect Financial has taken all of the steps necessary in order to provide the most competitive interest rates coupled with the lowest closing costs. By doing so, we have created the type of mortgage company that we would search for as a customer.

The few points below only begin to explain the reasons why you should contact Prospect Financial Group for your home purchase and home refinance needs. Please feel free to give us a call at 858-605-0952, initiate a live chat on our website, or complete the request form below to speak with a licensed mortgage consultant today.

No Out-of-Pocket Fees

We do not charge any up-front or out-of-pocket fees during your home finance transaction. With our products available at absolutely zero cost, it is never a risk to work with our company. Many lending companies charge an upfront Application Fee along with a Credit Report Fee and a number of other miscellaneous fees.

At Prospect Financial, we do not make a penny until your loan closes, so you will know that getting your loan funded will be our top priority!

Superior Customer Service

If you are a first time home buyer looking for a home purchase loan or if you are refinancing an existing loan, you need a lender that you can count on. We can ensure a smooth and efficient purchase or refinance transaction every time. We don’t want to earn your business for one transaction, we want to develop a lasting relationship and prove that we’re commit to helping you build your financial future.

Your California Refinance and Home Purchase Loan Experts

We are experienced with every stage of the mortgage lending process and offer a wide range of mortgage products. Our San Diego-based office continues to evolve as a growing mortgage company offering many new and exciting loan products for both home refinances and home purchase.