Prospect Financial Group, Inc. was established as a California Corporation in 2006. While there have been many changes in the mortgage industry over the past 4-5 years, we are steadily continuing our growth and remain as optimistic as ever about the prospects the future will bring. We have recently begun to see green shoots in the mortgage industry with new programs such as our new Lender-Paid Mortgage Insurance Products and our decreasing Mortgage Insurance premiums. We continue to evolve as a growing mortgage company offering many new and exciting loan products, while many other California mortgage companies continue to close their doors. We have been able to continue thriving in a sluggish real estate economy by delivering new and existing clients the best wholesale pricing paired with a customer service experience that is second-to-none.
Many mortgage companies boast of superior customer service but fail to deliver refinance or purchase loans fast and efficiently. Here at Prospect Financial Group, Inc., we can honestly say that we put our customer service efforts at the forefront of our business model by delivering funded loans in a short time frame. We know that the longer it takes us to close your loan, the more frustrated you will become and inevitably, the less likely you are to come back to us or refer friends and family. We realize that in our fast-paced industry, we have to make every day count. You can count on us to ensure a smooth and efficient purchase or refinance transaction every time. Refinancing your home shouldn’t be a stressful time in your life. After all, you’re going to be in a stronger financial position, why should you dread the process? We will always do our best to make the process as seamless and stress-free as possible.
At Prospect Financial Group, Inc., we realize that you have many options when dealing with the financing of your home. We have built a solid reputation with past clients by delivering the best customer service along with the most competitive rate and fee structures. As a proud member of the Better Business Bureau with an “A+” rating, we will always put our integrity first. As you have maybe seen with a recent quote, we pride ourselves on our ability to deliver highly competitive pricing without charging excessive fees. Furthermore, most of our products come without pre-payment penalties, so you can come back to us to refinance in the future for little or no cost if rates go down.
It is not our wish to earn your business for one transaction, but rather for many more in the years to come. We have built our business model with the confidence that you will come back again and again for your home financing needs along with passing along our name to friends and family. We look forward to earning and keeping your business.
The Staff at Prospect Financial Group, Inc.
NMLS #365482 | BRE #01779147